The Charlotte 49ers (1-2) visit Memorial Stadium to take on the Indiana Hoosiers (3-0) on Sep. 21 in Bloomington, IN. Kickoff is scheduled for 12:00pm EDT.
Indiana is a betting favorite in Week 4, with the spread sitting at -28.5 (-115).
The Charlotte vs. Indiana Over/Under is 48.5 total points.
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Charlotte vs Indiana Prediction:
The winning team model predicts Indiana will win this game with 95.0% confidence, based on game simulations, offensive & defensive matchups and recent game results.
This winning team prediction factors in up-to-date player injuries for both Charlotte and Indiana, key player performances this season and recent team trends.
Charlotte vs Indiana Spread Prediction:
Based on recent against-the-spread trends, the model predicts Charlotte will cover the spread with 85.2% confidence.
This prediction against the spread factors in ATS performances for both teams, opening and current betting lines plus public and sharp money already wagered on this matchup.
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Charlotte Against the Spread (ATS) Record
Charlotte is 1-2 against the spread this college football season (-1.2 Units / -36.92% ROI).
- Charlotte is 1-2 when betting on the Moneyline for -1 Units / -12.2% ROI
- Charlotte is 2-1 when betting the Over for +0.9 Units / 27.27% ROI
- Charlotte is 1-2 when betting the Under for -1.2 Units / -36.36% ROI
Indiana Against the Spread (ATS) Record
Indiana is 2-1 against the spread this college football season (+0.95 Units / 29.23% ROI).
- Indiana is 2-0 when betting on the Moneyline for +2 Units / 7.38% ROI
- Indiana is 2-1 when betting the Over for +0.95 Units / 29.23% ROI
- Indiana is 1-2 when betting the Under for -1.2 Units / -35.82% ROI
Charlotte is winless (0-13) when allowing 5 or more explosive passes since the 2022 season– T-worst in FBS; Average: .429
Charlotte is 1-5 (.167) when the opposing team commits less than 60 yards in penalties since the 2023 season– T-7th-worst among Non-Power Conference Teams; Average: .502
Charlotte is 1-8 (.091) when throwing at least 1 interception since the 2023 season– T-15th-worst in FBS; Average: .325
Charlotte is 2-13 (.133) when the opposing team commits less than 60 yards in penalties since the 2022 season– 4th-worst in FBS; Average: .511
Indiana is winless (0-8) when the opposing team rushes more than 30 times since the 2023 season– T-worst among Power Conference Teams; Average: .408
Indiana is winless (0-9) when the opposing team converts 55% or more of its red zone chances into touchdowns since the 2023 season– T-worst among Power Conference Teams; Average: .403
Indiana is 1-10 (.091) when the opposing team commits less than 60 yards in penalties since the 2022 season– T-2nd-worst among Power Conference Teams; Average: .513
Indiana is winless (0-6) when throwing at least 1 interception since the 2023 season– T-worst in FBS; Average: .325
Indiana’s WRs has gained 759 yards on 48 receptions (15.8 YPR) this season — 4th-best among Big Ten WRs. Charlotte’s defense has allowed 18.4 Yards Per Reception to WRs this season — 4th-worst among FBS defenses.
Indiana’s WRs has gained 759 yards on 48 receptions (15.8 YPR) this season — 31st-best among FBS WRs. Charlotte’s defense has allowed 15.6 Yards Per Reception this season — T-5th-worst among FBS defenses.